Students should finish the entire core before taking elective-level courses. The balance of the course requirements for students entering fall 1996 or later-up to 21 credits-are electives (fewer if calculus and/or statistics course(s) have been taken at Rutgers Business School: Graduate Programs-Newark and New Brunswick). One of these is devoted to the fulfillment of the MIS Breadth Requirement outlined below. Remaining electives may be chosen freely, or four may be selected in the same area to fulfill the requirements for a concentration.