All full-time students, by paying the student fee, and those part-time students who elect to pay the student health service and insurance fee are insured for up to $5,000 in medical expenses brought about by illness or accident. This policy provides excess coverage over other group insurance plans. Students have the option to purchase a major medical policy sponsored by the university that provides more extensive coverage. Students also may purchase coverage for their spouse and/or children for additional cost. Any students not covered by individual or family policies are encouraged to consider this coverage. Information and applications are available from the Newark Student Health Center, Blumenthal Hall, 249 University Avenue, Newark, NJ 07102 (973/353-5231), or from the Office of Student Health Insurance, Rutgers, The State University of New Jersey, Hurtado Health Center, 11 Bishop Place, New Brunswick, NJ 08901-1180; 732/932-7402.