All full-time students, by paying the student fee, and those part-time students who elect to pay the student health service and insurance fee are insured for up to $5,000 in medical expenses brought about by illness or accident. This policy provides excess coverage over other group insurance plans. Students have the option to purchase a major medical policy sponsored by the university that provides more extensive coverage. Students also may purchase coverage for their spouse and/or children for additional cost. Any students not covered by individual or family policies are encouraged to consider this coverage. Information and applications are available from the Rutgers-Newark Student Health Center, Blumenthal Hall, 249 University Avenue, Newark, NJ 07102 (973/353-5231), or from the Office of Student Health Insurance, Rutgers, The State University of New Jersey, Hurtado Health Center, 11 Bishop Place, New Brunswick, NJ 08901-1180 (732/932-7402, ext. 236). A dental savings plan is being offered by Aetna for reduced cost of services within a network. For information, call 888/238-4825.