All full-time students, by paying the student fee, and those part-time students who elect to pay the health insurance fees, are insured for the basic plan, which covers up to $5,000 in medical expenses brought about by illness or accident. This policy provides excess coverage over other group insurance plans. Students have the option to purchase a major medical policy sponsored by the university that provides $50,000 or $100,000 coverage. Students also may purchase coverage for their spouses, sole domestic partners, and children at additional cost. Any student not covered by individual or family policies, particularly international students, should consider this coverage. Information and applications are available from the Office of Student Health Insurance, Hurtado Health Center, Rutgers, The State University of New Jersey, 11 Bishop Place, New Brunswick, NJ 08901-1180 (732/932-8285) or at the Newark Health Center, Room 104, Blumenthal Hall (http://www.newark.rutgers.edu/healthcenter).