Students appointed to full academic-year assistantships have comprehensive health insurance as employees. Most fellows and trainees are also provided single-coverage health insurance through a comparable plan or by provision of the major-medical extension of the student health insurance plan described below. In addition, all full-time students, by paying the student fee, and those part-time students who elect to pay the student health service and insurance fees, are insured for up to $5,000 in medical expenses brought about by illness or injury. This policy provides excess coverage over any other insurance plans. Students have the option to purchase a major-medical policy sponsored by the university that provides more extensive coverage. Students also may purchase coverage for their spouse and children at additional cost. Any student not covered by individual or family policies should consider this more extensive coverage. Information and applications are available from the Office of Student Health Insurance, Hurtado Health Center, Rutgers, The State University of New Jersey, 11 Bishop Place, New Brunswick, NJ 08901-1180 (732-932-8285).